motorcycle (street legal & off-road)
  • Liability to 100/300/50, physical damage, U.M. and Med. Pay.
  • No combination packages on bikes older than 12 years.
  • Named operator must be 18 years old, operators must be at least 16 years old and hold a valid driver's license.
  • Accessory coverage up to $5,000 for additional premium provided a detailed list is provided with receipts.
  • Photo of both sides of cycle must be submitted with application if physical damage coverage is requested.
  • Available discounts include: Association Discount; Motorcycle Safety Course; Anti-Theft Discount; Multi-Cycle Discount; Multi-Policy discount; and Garaging Discount.*
  • Twelve month policy terms are available (6-month also available for dirt bikes / ATVs) and are subject to rerating at each renewal term.
  • Quote and bind online. Quotes also available from PSIC rate disk, FSC Rating Program, or by calling 800-828-3003.
  * Discounts not available in all states.
All programs and features/limits are not available in all states.
Please contact us at 800-303-5000 for more information.
auto/motorcycle excess liability
  • Up to $500,000 CSL excess of 15/30/5.
  • No drivers under 25 or over 75, and no major violations, and no drivers with more than 5 points for $500,000 CSL.
  • Coverage available over most primary carriers B+ rated or better, and all Assigned Risk carriers are acceptable.
  motor home programs ( preferred and standard)
  • Values up to $150,000, liability up to 100/300/50.
  • All vehicles must be registered in California.
  • All motor homes 20 years and older, regardless of value, must be photographed.
  • All motor homes must be inspected by retail agent/broker prior to effecting coverage, and must be photographed when physical damage is requested. All risk must in insured to their full value, including permanently attached accessories, and accessories must be listed on application and cannot exceed 25% of the base vehicle value.
private passenger automobile (standard)
  • Limits up to 100/300/50.
  • Physical damage coverage with deductible options of $500 & $1000.
  • Uninsured motorist up to 30/60.
  • Mature driver and Good driver discounts available.
  • Program currently available to Good Drivers only.
  snowmobile
  • Liability Limits up to $100/300/50 including UM.
  • Optional coverages include Comprehensive (Fire, Theft, Physical Damage) and Collision coverage, which may be written separately.
  • Other optional coverages offered - Emergency Assistance Reimbursement up $150 per occurrence, Accessory coverage up to $3,000, Medical Pay, and Trailer coverage.
  • 6 and 12 Month policies are available.
  • A variety of discounts available for safety courses, multiple units, experience, association membership. anti-theft device and garaging.
  • Currently, only available in New Hampshire.
  • Easy ways to quote: call 1-800-6McGraw for an instant quote, online rating on under our Producers Only section or a simple, self-rating application.